Attention homeowners in Bacliff and Galveston County: Need an appraisal?

The top reasons TX homeowners use JP Fagan Appraisals:

To get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
Challenge Galveston county's assessment of your property
Remove PMI to lower their mortgage payments
To reinstate their Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
If real estate needs to be divided because of a divorce
Determine the true market value of real estate in question to settle an estate in Galveston county or TX

Need help determining the value of your house in or near Bacliff, TX?
Contact JP Fagan Appraisals.

We at JP Fagan Appraisals understand the individual needs of a customer looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an attainable buyer. It gives you something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's price -- not just you saying how much your home is worth. Interested buyers know you have an emotional attachment to your home and will be more likely to give credibility to an experienced appraiser's value conclusion than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. An attractive way to cut costs for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. JP Fagan Appraisals is qualified in helping homeowners just like you do away with unwanted PMI insurance.

Challenging Galveston county's assessment of your property

Your local tax assessor may have your home overvalued if you live in a region that is going down. That only means you're going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better off you'll be. When challenging your property tax assessment, getting an expert appraisal from JP Fagan Appraisals is your perfect weapon.

Recently got a freeze your HELOC?

Your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area -- even if your specific property has not declined in value. This can this be troublesome from a cash flow point of view, and bad for your credit score since it may appear as though that credit line is maxed out. JP Fagan Appraisals can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Do you need a professional to double-check your appraisal for verity, or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? JP Fagan Appraisals can help you with that. While typically requested by banks, you may wish to take advantage of this service if you suspect mortgage fraud related to your house.